The City of Peabody offers housing programs that are designed to create and improve
housing opportunities for all people at all stages of life.
HOMEOWNERSHIP: The City of Peabody encourages homeownership throughout the City
of Peabody by offering loans to first time homebuyers through our first time home
buyer down payment assistance program.
HOME REPAIR AND REHABILITATION: Through the Peabody housing rehibilitation
program income eligible homeowners may receive loans to repair or modify their homes.
LEAD PAINT REMOVAL: The City of Peabody utilizes funds from the Get The Lead Out
Program and the Gap Filler V Program to assist homeowners and landlords in the
removal of lead based paint hazards.
Stacey Bernson
Housing Program Manager
Telephone: (978)-538-5776
Fax: (978) 538-5987
E-Mail:
stacey.bernson@peabody-ma.gov
Jack Cella
Housing Rehabilitation Specialist
Telephone: (978) 538-5775
Fax: (978) 538-5987
E-Mail:
jack.cella@peabody-ma.gov
FIRST TIME HOMEBUYER
DOWN PAYMENT ASSISTANCE PROGRAM
Down payment assistance is available to income eligible first-time homebuyers through the First Time Homebuyer
Down Payment Assistance Program (FTHB). The FTHB Program is a no interest deferred payment loan that may be used
for down payment assistance or closing costs. The homebuyer must contribute their own funds and the program will
provide a dollar for dollar match; maximum $6,500.00.
First-Time Homebuyer Pamphlet 2007
FTHB Application (Updated July 2007)
HOUSING REHABILITATION ASSISTANCE PROGRAM
Housing rehabilitation assistance is available income eligible homeowners of homes with one to four units and mobile
homes. Funds may be used to address the following: Elimination of code violations; Deleading of units; Providing
handicapped accessibility; Removing serious or potential hazards to health and safety; and insuring that property
meets Federal Housing Quality Standards (HQS). Interested homeowners should submit a completed Pre-Application to
be placed on the waiting list.
Housing Rehabilitation Program Brochure
Housing Rehabilitation Pre-Application
Rehab Brochure Mobile Homes
Housing Rehabilitation Pre-Application Mobile Homes